The Credit Score Blog

A blog about mortgages, loans, interest rates, tips and tricks.

Why you should have a budget!

Why you should have a budget!

Without a budget your future financial security could get lost. I still remember the joys of my first job.  It was the mid 90’s and I had just started as a graduate mining engineer in Broken Hill. I had spent the previous 6 years at university between undergraduate...

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Why would you use a financial planner?

Why would you use a financial planner?

We have all seen the headlines about financial planner's, they just seem to keep coming year after year…. Fee for no service the latest scandal for banks behaving badly ASIC charges former Commonwealth Bank financial planner with forgery Financial advice scandal:...

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How $5 can change your life!

How $5 can change your life!

Can you afford to save $5 a day? How much do you spend on a daily basis? The morning coffee, a sandwich at lunch time, a coke mid-afternoon or a snack while doing the shopping, all these little things add up very quickly. What if you decided not to purchase one of...

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How to get rid of credit card debt

How to get rid of credit card debt

How consolidating your credit card debt can save you money. $32,000,000,000. Yes Thirty Two Billion Dollars.  That is the credit card debt currently owed by Australians, that’s an average of around $4,300 per card holder. With interest rates on...

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Top 5 home loan mistakes to avoid when refinancing

Top 5 home loan mistakes to avoid when refinancing

There has never been a better time to refinance the home loan. Interest rates are at the lowest levels we have ever seen or are likely to see in our lifetime. It is a great idea to regularly assess your home loan to see if refinancing can save you money or provide you...

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How to save money and own your home sooner

How to save money and own your home sooner

Why a regular review your home loan can save you money and cut years off your home loan! With interest rates at all-time lows, there has never been a better time to review your home loan.  A typical home loan is taken out over 25 or 30 years, but so much can change in...

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Top 10 Tips for owning your home sooner.

Top 10 Tips for owning your home sooner.

Over the last 30 years household debt has increased 400% while household disposable income has increased only 50% during the same period. The great Australian dream is of owning your own home, but when are we going to pay off the debt. We get our dream home, but are...

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Thinking about refinancing your home? Read My Consumer Guide to Refinancing Your Home.
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